Jay Fertman

NMLS # 262858

720-870-6812

jay@yourloanpros.com

Jay Fertman Mortgage Loan Originator

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Reverse Mortgages: A New Way to Tithe

Reverse Mortgages: A New Way to Tithe

Reverse Mortgages: A New Way to Tithe Seniors age 62+ that have more than 50% equity in their home, might be able to tithe using a reverse mortgage. Reverse mortgages are a type of loan that allows homeowners to borrow money against the equity in their ho

Aug 09, 2023 | Reverse Mortgage

How Do VA Loan Rates Compare to Other Loans?

How Do VA Loan Rates Compare to Other Loans?

If you are an active-duty or veteran military service person, VA home loans are an incredible home loan option; the fees are low, no down payment is required, and there is technically no minimum credit score bar to clear. In fact, 90% of VA loans are made

Aug 08, 2023 | VA Loans

What To Do After Your Mortgage Closes

What To Do After Your Mortgage Closes

Once you reach the closing day for your new mortgage, you may be wondering what to do next. There are several important steps to take as well as several privileges you can now enjoy again once your loan has closed. 1. Verify Your Loan Has Funded Don&rsquo

Aug 03, 2023 | Purchasing a Home

Understanding the Differences between Second Homes and Investment Properties

Understanding the Differences between Second Homes and Investment Properties

You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very different definitions, especially when it comes to mort

Aug 01, 2023 | Purchasing a Home

What Fees Do You Pay With a Reverse Mortgage?

What Fees Do You Pay With a Reverse Mortgage?

Upfront and Closing Costs of a Reverse Mortgage  During the origination process, there are multiple costs borrowers need to cover in order to finalize their loan. Loan proceeds can cover some, but not all of these costs and fees. Reverse Mortgage Cou

Jul 28, 2023 | Reverse Mortgage

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

When trying to qualify for a mortgage, many homebuyers will apply with a co-borrower or co-signer to make their application stronger. Another person’s income, assets, or credit can sometimes be the boost needed to get approved. However, the terms co

Jul 27, 2023 | Purchasing a Home

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