Jay Fertman

NMLS # 262858

720-870-6812

jay@yourloanpros.com

Jay Fertman Mortgage Loan Originator

Blog

Happy New Year!

Happy New Year!

As we step into a new year, we want to express our gratitude for making Direct Lending a part of your homeownership journey. The past year has been filled with shared experiences and milestones, and we're excited about the journey that lies ahead. Our wis

Jan 01, 2024 |

Getting an Appraisal for Your Vacation Home Loan

Getting an Appraisal for Your Vacation Home Loan

Imagine this: you've stumbled upon your dream vacation home, a serene beachfront oasis or a cozy mountain cabin where you can escape the hustle and bustle. You're one step closer to making this haven your own, but there's an essential piece of the puzzle

Dec 28, 2023 | Purchasing a Home

What Are the Tax Benefits of Homeownership?

What Are the Tax Benefits of Homeownership?

Today, we're about to embark on a journey that delves into the intricate world of financial wisdom concealed within the very walls of your home.  We'll unravel the hidden tax treasures that homeownership bestows upon the wise. It's not merely about b

Dec 26, 2023 | Purchasing a Home

Warm Wishes for a Merry Christmas!

Warm Wishes for a Merry Christmas!

'Tis the season to be jolly and to be filled with gratitude and holiday cheer! As the year comes to a close, we want to take a moment to extend our warmest Merry Christmas wishes to all our wonderful customers who have made this year truly special. In the

Dec 21, 2023 |

Choosing Between a 5/1 and 7/1 ARM?

Choosing Between a 5/1 and 7/1 ARM?

With 30-year mortgage rates now topping 20-year highs, borrowers are looking to alternative loan options to save money on home loans. Adjustable rate mortgages (ARMs) are becoming more popular as homebuyers and refinancers look for lower introductory inte

Dec 19, 2023 | Purchasing a Home

The Power of Refinancing into a Shorter Term Loan

The Power of Refinancing into a Shorter Term Loan

In the realm of personal finance, the key to success lies in making wise choices. It's about optimizing your wealth, minimizing expenses, and capitalizing on the opportunities that cross your path. One such often-overlooked opportunity is the art of refin

Dec 14, 2023 | Refinancing a Home

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