Jay Fertman

NMLS # 262858

720-870-6812

jay@yourloanpros.com

Jay Fertman Mortgage Loan Originator

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2024 Conforming Loan Limit Update: What Homebuyers Need to Know

2024 Conforming Loan Limit Update: What Homebuyers Need to Know

As we enter the new year, it's important for prospective homebuyers and homeowners to stay updated on the latest changes in the mortgage industry. One key aspect to consider is the new $750,000 conforming loan limit for 2024. The conforming loan limit ref

Jan 18, 2024 | 2024 Conforming Loan Limit

The Federal Reserve's Role in Shaping Mortgage Rates

The Federal Reserve's Role in Shaping Mortgage Rates

In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin

Jan 16, 2024 | Purchasing a Home Interest Rates

Bouncing Back Stronger: Overcoming Mortgage Application Rejection

Bouncing Back Stronger: Overcoming Mortgage Application Rejection

In the relentless pursuit of homeownership, we inevitably face obstacles. A denied mortgage application can be a tough pill to swallow, but let's not forget it's merely a temporary detour on your journey towards owning your dream home. In this article, we

Jan 11, 2024 | Purchasing a Home

Avoiding Common Homebuyer Mistakes in a Seller's Market

Avoiding Common Homebuyer Mistakes in a Seller's Market

We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market can present unique challenges and opportunities for pros

Jan 09, 2024 | Purchasing a Home

Unlocking Financial Freedom: A Guide to Refinancing Your Mortgage

Unlocking Financial Freedom: A Guide to Refinancing Your Mortgage

After a steady climb over the past year, as of December 2023 mortgage interest rates have mercifully dipped almost a full percentage point from their peak. It may be a good time to refinance your current mortgage. Here's what you need to know about the wh

Jan 04, 2024 | Refinancing a Home

The Rise of House-Hacking Among Millennials and Gen Z

The Rise of House-Hacking Among Millennials and Gen Z

Amidst escalating home prices and rising interest rates, a notable trend is gaining traction among Gen Z and millennial homebuyers: "house hacking." This innovative strategy involves renting out a part or the entirety of a home to generate supplementary i

Jan 02, 2024 | Purchasing a Home

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